Place your loan to work alongside the Oakam application, increase your credit score
Begin your Oakam trip
Place your loan to work well with the Oakam software, increase your credit score as time passes and grow your method to a better economic future.
Tailor your loan
Accessibility lower prices and larger quantities as you repay your loan. Borrow as much as ?5,000 as time passes. Get more info
Get in on the customers that are 150,000 trust us
We’re more than simply a money-lender: we’re for a objective to create obtainable credit a truth for several.
Install our cellular software
The Oakam mobile software will permit you to use along with assistance you handle your loan:
- Submit an application for a loan
- Check your outstanding stability
- Visit your repayment that is next time
- Assessment your payment routine
Reasons why you should join Oakam
Bad credit? We are going to tune in
We’ll tune in to your tale if you should be on advantages, possess bad credit rating or simply just found its way to great britain. We’ve caused it to be our objective to split down barriers that are financial enhance accessibility for several.
No residence visits – ever before!
Cash is a personal matter and we ensure that is stays that method. Think about us as an option to doorstep loans. We’ll never ever knock in your home and you may constantly achieve us using the internet or higher the telephone.
No concealed unexpected situations
At Oakam you’re constantly in charge. Our products are easy and clear. We don’t charge late costs and there’s no cost connected with repaying early.
Your bridge up to a better future that is financial
While you pay off your Oakam loan, it is possible to unlock reduced prices, larger quantities and longer terms. It’s our means of assisting you create your credit profile as time passes.
Handle your loan utilizing the Oakam software
Access your loan and payment routine by getting our application, thereby applying for tops ups and brand new financial loans in the long run.
Faq’s
Oakam provides simple and simple monetary solutions for those who battle to borrow from finance companies. You can expect accountable accessibility credit and they are aimed at providing our consumers with value.
Every time we support individuals while they achieve their funds objectives, develop their credit profile, and accessibility much better loan prices. In the exact same time, by utilizing our mobile application to settle on time, Oakam clients are changing the financing business, making credit more affordable and much more obtainable for all.
So how exactly does it work?
It’s simple! You’ll use on our internet site, or via our cellular software. The software could be downloaded through the Apple iStore for iPhone products, or in the Bing Enjoy shop for Android os products. In case the application is authorized, the money is delivered to your money in the day that is same. Many candidates that are successful their particular financial financial financial loans within an hour or two to be authorized.
Susceptible to standing. Regarding the application, we’re going to ask you to answer for the month-to-month earnings and spending in information, so that you can make sure you really can afford the month-to-month repayments on the lifetime of the mortgage.
Does Oakam do a credit search?
Yes. But we try not to base our choice entirely on your credit rating. At Oakam we recognize that life does not go as planned always. We realize you may have a poor credit history that you may have run into financial difficulties in the past and as a consequence. Unlike various other loan providers though, Oakam will likely not immediately blacklist you have actually missed repayments. Your credit score and cost assessment assist us comprehend your current scenario whenever we assess the job for a financial loan.
Yes. We ask that you have already been a citizen in britain for at the very least six months before you apply for a financial loan with us. All financial financial loans are at the mercy of cost inspections along with your economic standing. We welcome new clients each and every day and, because our application that is online process totally automatic, you are able to use when you have to, seven days a week. All our financial financial loans tend to be susceptible to your economic condition.