During the Co-operative Bank, we now have been driven by different things: an approach that is ethical banking

During the Co-operative Bank, we now have been driven by different things: an approach that is ethical banking

That is the reason our company is really the only high road bank in britain having a customer-led ethical policy.


  • A bank that is basic for folks who may well not be eligible for other types of account
  • No overdraft facility, cheque guide or account fee that is monthly
  • You can not start a Cashminder unless you are in financial difficulty if you already hold a Co-operative Bank or smile current account

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Present Account

  • Opt into Everyday Rewards and we could reward you, or even a charity of your choice for you, each month
  • Manage your hard earned money utilizing banking that is online on the go with our mobile software
  • No monthly-fee

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Daily Extra

  • Includes Worldwide travel cover, British & European breakdown address and cell phone insurance coverage
  • You ought to hold A co-operative bank active account or present Account Plus to update
  • Simply ?15 each month

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Not certainly which account is for you personally?

Switching made quick and simple

Once you switch your present account to The Co-operative Bank, we do all of the time and effort.

  • Direct Debits and orders that are standing moved immediately.
  • Re re Payments into and from the old account are redirected.
  • If you can find any dilemmas throughout the switch, we guarantee to pay for you.

Separate solution quality study outcomes

Personal accounts that are current

As an element of a regulatory requirement, a completely independent survey had been conducted to inquire of around 860 clients of each and every of this 16 biggest personal present account providers how payday loans work should they would recommend their provider to family and friends. The outcomes represent the view of clients whom participated when you look at the study.

The necessity to publish the Financial Conduct Authority Service Quality Ideas for personal present records is available on our individual account service quality information page that is current.

Our solution quality information

Understanding accounts that are current

What exactly is a present account?

Uncover what a current account is, how it functions and exactly exactly what it can be utilized for.

What kinds of banking account is there?

Find out about the various forms of banking account that will help you result in the choice that is right.

Can a bank is got by me account with dismal credit history?

Learn how your credit score can impact getting a banking account and exacltly what the choices are when you have woeful credit history.

Assist for current clients

The Co-operative Bank reserves the proper to drop any application.

You credit depends on your circumstances and our lending policy whether we can offer. Read more about book of ra online free. We might drop the application according to your position or our lending policy. We may have the ability to provide an item that is dissimilar to usually the one marketed.

Smile, The Co-operative Bank and Britannia are trading names of The Co-operative Bank plc, which is a known user of this Financial Services Compensation Scheme (FSCS).

Financial Solutions Compensation Scheme

Your eligible deposits using the Co?operative Bank plc are protected as much as an overall total of ?85,000 because of the Financial solutions Compensation Scheme, great britain’s deposit guarantee scheme. This limitation is put on the sum total of every deposits you’ve got with all the after: The Co?operative Bank, Britannia and laugh. Any deposits that are total hold over the limitation between these brands are not likely become covered.

Important info about our call charges

If you’re calling from the UK, calls to 0800 and 0808 figures are clear of landlines and mobiles; telephone telephone calls to 03 numbers cost exactly like telephone telephone calls to numbers beginning with 01 and 02; calls to 0845 and 0870 numbers cost 3p per minute, along with your phone company’s access cost; phone calls to 0844 and 0843 numbers cost 7p per minute, as well as your phone company’s access fee. Prices for calls made outside the UK is supposed to be dependant on the local provider.

Calls can be monitored or recorded for training and security purposes.

Call us

If you want more help & information, you can easily:

Talk with us via real time talk

Check us out in your neighborhood branch

Contact us to keep in touch with an advisor

The FSCS covers the Co-operative Bank.